ZONE Wallet User Terms

In order to use ZONE Wallet and other related services provided by ZONE Wallet Taiwan Co., Ltd. (the "Company"), including but not limited to the application (i.e., ZONE Wallet), the website (i.e., https://zonewallet.io, this "Website"), any related APIs and third-party applications that rely on such APIs, or any other services offered by the Company, including but not limited to a trading platform service for specific virtual currencies (such as Bitcoin or Ethereum, as applicable; collectively, "Digital Assets") provided by the Company to the users of its ZONE Wallet (collectively, the "Services"), you must carefully read these ZONE Wallet User Terms (these "Terms") and each of the provisions of the Zone Wallet Privacy Policy (please visit https://zonewallet.io; the "Privacy Policy"), both of which constitute binding agreements between you and the Company, before registering for and using the Services. The agreements you will be entering into with the Company include these Terms and the Privacy Policy (collectively, the "Agreements"), which together form the entire agreements. If you do not agree to any contents of the Agreements, please do not register for an account of the Services, or access or use this Website or the Services, because the Company will not be able to provide you with ZONE Wallet and any relevant services.

For more details on how to use ZONE Wallet and the purchase of Digital Assets, please visit https://zonewallet.zendesk.com/.

1. Acceptance of these Terms

1.1 By registering for, accessing, or using the Services or this Website through any means (including but not limited to devices or services provided through third parties), you acknowledge that you have carefully read and agree to accept all terms and conditions of the Agreements.

1.2 Should you access or use the Services or this Website continuously or without interruption after any modification or update to the Agreements becomes effective, you shall be deemed to have acknowledged and agreed to such modification or update to all new contents of the Agreements.

2. User Eligibility

2.1 Under applicable laws, you hereby represent and warrant that:

2.1.1 You are at least 18 years of age or the age of majority in your jurisdiction, whichever is greater, and have the full right, power, and authority to enter into and comply with the terms and conditions of the Agreements on behalf of yourself and any company or legal entity that you may represent;

2.1.2 Neither you nor your place of residence is subject to sanctions or otherwise designated on any list of prohibited or restricted parties or excluded territories, including but not limited to the lists maintained by the United Nations Security Council, the US Government (e.g., the Specially Designated Nationals List and Foreign Sanctions Evaders List of the US Department of the Treasury and the Entity List of the US Department of Commerce), the European Union or its Member States, or other applicable government authority;

2.1.3 You have not been previously suspended or removed from using the Services;

2.1.4 You have full ownership of all Digital Assets in your ZONE Wallet account and such Digital Assets are free from any claims, indebtedness, liens, or third-party interests;

2.1.5 The information you provided during the account opening process and at all times thereafter is accurate, complete, and not misleading in any respect; and

2.1.6 You have read all the risk statements and disclosures provided by the Company.

2.2 If you do not meet the above qualifications, you must not access or use the Services.

2.3 Depending on your citizenship and/or place of residence, you may not be able to use all of the functions of the Services. It is your responsibility to follow those rules and limitations.

2.4 In compliance with regulations on anti-fraud, anti-money laundering, and counter-terrorism financing, the Company may refuse to provide the Services to individuals, entities, or countries that are subject to relevant sanctions.

3. Account Registration and Security

3.1 To utilize the Services, you must first register for a ZONE Wallet account, and upon completion of the account activation process, you may begin to access and use the relevant functions of the Services.

3.2 When registering for a ZONE Wallet account, you must provide specific personal information, including but not limited to your name, phone number, address, email address, date of birth, passport number, and the establishment of an account and password.

3.3 Upon activating your account and subsequently accessing and using the Services, the Company will adopt a Know Your Customers (KYC) verification process. Your access to, use of, and related usage rights to the Services (including but not limited to daily/weekly deposits, withdrawals, or transaction limits) are subject to restrictions based on the identification information and identity verification you provide.

3.4 By activating your account or accessing and using the Services, you agree:

3.4.1 That the personal data you provide to the Company is accurate and complete, and you will immediately update such information to ensure its accuracy and completeness;

3.4.2 To maintain the security of your identification information and identity verification; and

3.4.3 To accept the risks associated with any incorrect, outdated, or incomplete information in your account.

3.5 You authorize the Company to make inquiries directly or through third parties that the Company deems necessary to verify your identity or protect you and/or the Company against fraud or other financial crimes, and to take action based on the results of such inquiries.

3.6 Under the following circumstances, the Company reserves the right to refuse your registration, re-registration, activation, suspension, restriction, termination, or deletion of the authorization to use your ZONE Wallet account(s) and any messages and contents submitted through such account(s), to freeze the assets under your account(s), or to take the initiative to report your case to judicial authorities:

3.6.1 The information provided by you at the time of registration or subsequently is or becomes outdated, incorrect, or incomplete;

3.6.2 The number of accounts you (as a single user) could create or are holding violates the limitations set by the Company;

3.6.3 You transfer or lend your ZONE Wallet account for which you have applied or registered to any third party;

3.6.4 You use the Services to engage in any illegal activities;

3.6.5 You refuse to provide or update information requested by the Company, or you provide false information;

3.6.6 This Agreement is breached;

3.6.7 The Company has reasonable grounds to suspect that the information you provided is wrong, false, outdated, or incomplete;

3.6.8 The Company believes that your actions may result in financial loss to you or other users; or

3.6.9 The Company believes that it is required to do so by applicable law or regulation, or by any court or other authority to which the Company is subject in any jurisdiction.

4. Anti-Fraud, Anti-Money Laundering, and Counter-Terrorist Financing

4.1 The Company is committed to maintaining the highest standards of anti-fraud, anti-money laundering, and counter-terrorism financing. You agree not to use the Services for any illegal purposes or to further any illegal activity. The Company reserves the right to monitor, review, retain, and/or disclose any information as necessary to satisfy any applicable law, regulation, sanctions programs, legal process, or governmental request.

4.2 The Company reserves the right to choose markets and jurisdictions to conduct business, and may restrict or refuse, in its sole discretion, the provision of the Services in certain countries or regions.

4.3 You agree to comply with all applicable laws, including without limitation all anti-money laundering and counter-terrorism financing requirements.

5. Transaction Process and Fees

5.1 Subject to the terms and conditions of the Agreements, you may submit orders to buy or sell supported Digital Assets (each, an "Order") through the Services. Once submitted, Orders cannot be modified or cancelled. All Orders are subject to availability and acceptance by the Company.

5.2 By submitting an Order, you agree to the transaction and authorize the Company to execute the transaction on your behalf.

5.3 The Company will use commercially reasonable efforts to process your Orders in a timely manner. However, the Company cannot guarantee that any Order will be executed, accepted, recorded, or remain open for any particular period of time.

5.4 You acknowledge that the Company may aggregate your Orders with other customers' orders, which may result in you obtaining a better or worse price than if the transaction had been executed separately.

5.5 The Company has the right to suspend or cancel Orders or conduct reverse transactions under the following circumstances, and will notify you of its decision thereafter in an appropriate manner:

5.5.1 Any Orders or transactions constitute abuse of the platform, such as market manipulation;

5.5.2 Any instructions or transactions that are based on price, quantity, or other matters cause or display an obvious error;

5.5.3 The bank account linked to your ZONE Wallet account is reported as a flagged account or a derivatively restricted account;

5.5.4 Due to the requirement of any laws, regulations, or government authorities;

5.5.5 The Company decides in bona fide discretion to limit the size or frequency of transactions, or to restrict the use of APIs;

5.5.6 Any anomalies occur, including system and network failures, hacker attacks, and other unexpected factors that may lead to abnormal transactions;

5.5.7 Under other circumstances that the Company deems abnormal or considers violating the Agreements or relevant laws and regulations (including but not limited to laws and regulations regarding anti-money laundering or counter-terrorism financing); or

5.5.8 You agree that the Company shall be exempt from all liability for any actions taken by it based on this Clause, to the extent permitted by law.

5.6 Fees

5.6.1 You agree to pay all fees and amounts due and payable for the use of the Services and authorize the Company to automatically deduct fees and amounts due and payable from your Digital Asset wallet or transaction reserve balance. The relevant fees for depositing and withdrawing Digital Assets will be displayed at the time of your transaction.

5.6.2 For the fee schedule (which may be modified or updated from time to time), please refer to this website (https://zonewallet.zendesk.com/hc/zh-tw). The relevant fees and amounts due and payable shall be those shown in the applicable fee schedule as announced at the time of placing an Order or executing a transaction, and shall be binding on you and the transaction parties.

5.7 The blockchain protocols between "Digital Asset types" and "wallet address types for sending or receiving Digital Assets" must correspond and be identical. The Services do not support sending Digital Assets to or receiving Digital Assets from wallet addresses of different types of Digital Assets, for example, sending Bitcoin (BTC) to an Ethereum (ETH) address. If you suffer from any loss of Digital Assets as a result of conducting any unsupported Digital Asset transactions as described above, or sending Digital Assets to or receiving Digital Assets from any wrong wallet addresses, the Company cannot retrieve on your behalf any Digital Assets lost after being sent to or received from any wrong wallet addresses due to the nature of the blockchain, nor will it compensate you for any resulting losses to the maximum extent permitted by law.

5.8 The Services do not support any form or type of forks in blockchain and any Digital Assets so created or forked. If you intend to send or receive any Digital Assets so created or forked, please ensure to transfer your Digital Assets to a service provider that supports the fork before the fork occurs.

6. Use Restrictions, Intellectual Property Rights, and Prohibited Conduct

6.1 Subject to the provisions of the Agreements, the Company hereby grants you a limited, non-transferable, and non-exclusive right to access and use the Services for personal, non-profit purposes.

6.2 The Company reserves all rights, ownership, and interest in and to the Services and their contents, including but not limited to all intellectual property rights (including but not limited to patents, design rights, copyrights, trademarks, trade secrets, and other rights).

6.3 The Company may set or adjust the minimum or maximum usage standards for the use of various services and charge relevant transaction fees.

6.4 All contents and resources contained within the Services and on this Website shall be the property of the Company and may not be used without authorization by means of, inter alia, copying, transmitting, distributing, altering, publishing, or creating any derivative works from, any of the foregoing in any form. Any unauthorized use thereof may violate the Copyright Act, the Trademark Act, and other applicable laws and could result in criminal or civil liability.

6.5 Information related to the Services and their contents may not be complete, accurate, or up-to-date and may contain technical inaccuracies or typographical or clerical errors; you should independently verify the accuracy of all such information, make your own decisions based thereon, and assume all associated risks. Furthermore, the Company shall not be responsible for any information, contents, or services provided by third-party data or websites.

6.6 Except as permitted by the Agreements or otherwise, you shall not engage in any the following prohibited activities:

6.6.1 Copying, plagiarizing, developing, or reproducing any of the Services and their contents (including but not limited to models, designs, interfaces, appearance, and configurations);

6.6.2 Creating any derivative works from any of the Services and their contents (including but not limited to models, designs, interfaces, appearance, and configurations);

6.6.3 Reverse engineering, decompiling, or disassembling any part of the Services, or attempting to obtain any source code thereof;

6.6.4 Disseminating any malicious software, code, viruses, worms, or otherwise damaging or paralyzing the Services;

6.6.5 Distributing, transferring, selling, renting, authorizing or sub- -authorizing your account to other third parties;

6.6.6 Copying, transmitting, distributing, selling, authorizing, reverse engineering, altering, publishing, creating derivative works from, or otherwise exploiting any of the Services and their contents in whole or in part;

6.6.7 Removing or altering any trademarks, logos, copyright or other proprietary notices, instructions, symbols, or labels from the Services;

6.6.8 Using, accessing, or tampering with non-public areas of the Services, the Company's computer systems, or the technical delivery systems of its suppliers;

6.6.9 Probing, scanning, or testing the vulnerability or weaknesses of the Company's systems or networks, and violating, breaching, or circumventing any security or authentication measures;

6.6.10 Accessing or searching within the Services, or downloading any contents from the Services (whether in an automated way or not) in a manner not provided by the Company's currently available interfaces or other generally available third-party web browsers, without complying with the Agreements;

6.6.11 Sending altered, false, or fraudulent source-identifying information in any way;

6.6.12 Avoiding, bypassing, removing, disabling, impairing, decoding, or otherwise circumventing any technical measures implemented by the Company, its Affiliates, or other third parties (including other users) taken to protect the Services and their contents; and

6.6.13 Actually or intentionally interfering with, disrupting, or imposing an undue burden on, the operation of the Services, or interfering with or disrupting the access, host, or network operations of other users.

6.7 You agree and represent that you will not engage in any prohibited and impermissible activities as specified in the Agreements when using the Services and interacting with other users and third parties. The Company may monitor, review, retain, or disclose any information at any time in compliance with all applicable laws, regulations, procedures, or government authority requests. To the extent permitted by law, the Company reserves the right to cancel or suspend your account, block transactions conducted under your account, or freeze your assets at any time for any reason, under the circumstances where, inter alia, the Company determines that your account has been involved in any prohibited activities under any laws or regulations or the Agreements, or suspected of violating any of the Agreements and any anti-fraud, anti-money laundering, and counter-terrorism policies. The Company may transfer the remaining assets in your account in the manner specified. Furthermore, you may not create any additional accounts within the Services.

7. User's Code of Conduct

7.1 You agree not to use the Services for any of the following purposes:

7.1.1 Uploading, posting, transmitting, disseminating, or otherwise providing any illegal, offensive, threatening, insulting, harassing, pornographic, infringing, defamatory, vulgar, obscene, libelous, privacy-invasive, hateful, racially discriminatory, ethnically discriminatory, or otherwise objectionable content;

7.1.2 Inciting discrimination, racial discrimination, hatred, harassment, or harm against any individual or group;

7.1.3 Impersonating a third party or misstating or otherwise misrepresenting your relationship with a third party;

7.1.4 Uploading, posting, transmitting, disseminating, or otherwise providing any content that you do not have the right to disclose;

7.1.5 Uploading, posting, transmitting, disseminating, or otherwise providing any content that violates any third party's patents, trademarks, trade secrets, copyrights, or other proprietary rights;

7.1.6 Uploading, posting, transmitting, disseminating, or otherwise providing any unsolicited or unauthorized advertisement, promotional materials, spam, pyramid schemes, or other forms of solicitation;

7.1.7 Uploading, posting, transmitting, disseminating, or otherwise providing any data containing software viruses, malware, programs, worms, or similar computer code, files, or programs designed to interfere with, disrupt, or limit the functionality of any computer software, hardware, or telecommunications equipment;

7.1.8 Failing to comply with, violating, or disregarding the code of conduct, requirements, procedures, policies, or provisions of the Services (where applicable);

7.1.9 Violating any applicable local, state, national, or international law or regulation;

7.1.10 Stalking or otherwise harassing any other person;

7.1.11 Collecting or storing personal data about other users in connection with the prohibited conduct and activities set forth in the preceding paragraphs;

7.1.12 Engaging in any activity that may be harmful to minors;

7.1.13 Engaging in any activity that may be harmful to the operation of the Services or the reputation of the Company;

7.1.14 Engaging in any activity that may be harmful to the operation of the Services or the reputation of the Company;

7.1.15 Do not pre-arrange or agree with others on any Orders for artificial execution or manipulation;

7.1.16 Do not place Orders for the purpose of assisting others in trading;

7.1.17 Do not place buy and sell Orders that may be executed against each other;

7.1.18 Do not facilitate any viruses, Trojan horses, malware, worms, or other computer programming routines that attempt to or may damage, destroy, corrupt, misuse, harm, interfere with, surreptitiously intercept, expropriate, or unauthorized access to, any system, data, message, or service;

7.1.19 Do not allocate, assign, transfer, sell, rent, lease, sublicense, or authorize your ZONE Wallet account to any third party;

7.1.20 Do not delete or alter any trademarks, logos, copyrights, publication rights or other proprietary right notices, legends, symbols, or labels in the services provided by ZONE Wallet and on the platform of the Services;

7.1.21 Do not use, access, or tamper with non-public areas of the services provided by ZONE Wallet, the platform of the Services, ZONE Wallet's computer systems, or the technical delivery systems of ZONE Wallet's suppliers;

7.1.22 Do not probe, scan, or test the vulnerability of any ZONE Wallet system or network, or violate or circumvent any security or authentication measures;

7.1.23 Do not access or search within, or download any content from, the services provided by ZONE Wallet and the platform of the Services, through any automated or other means other than the currently available interfaces provided by ZONE Wallet or other third-party web browsers (provided that such access, search, or download is only permissible only when carried out in accordance with their terms and conditions);

7.1.24 Do not forge any part of the TCP/IP packet headers or header information in any email or posting, or in any way use any of the services provided by ZONE Wallet and the platform of the Services to send altered, fraudulent, or false source-identifying information;

7.1.25 Do not avoid, burn through, delete, disable, damage, decode, or otherwise circumvent any technical measures taken by ZONE Wallet, any ZONE Wallet supplier, or any other third party (including other users) to protect the services provided by ZONE Wallet, or the platform or content of the Services; and

7.1.26 Do not interfere with or attempt to disrupt the operation of the services provided by ZONE Wallet or the platform of the Services, or that of any user, host, or network, or interfere with or create an undue burden on the services provided by ZONE Wallet or the platform of the Services.

7.2 To comply with applicable legal requirements (if any), the Company may access, retain, or disclose your ZONE Wallet account information and content of the Services. If the Company believes in good faith that it is reasonably necessary to achieve the following purposes, it may access, retain, or disclose such information:

7.2.1 To comply with legal processes;

7.2.2 To enforce or administer the Agreements or other terms between you and the Company (including but not limited to investigating suspected violations of the Agreements or suspected involvement in prohibited activities);

7.2.3 To comply with or cooperate with any requests from judicial or tax authorities or other government authorities;

7.2.4 To respond to your customer service requests;

7.2.5 To detect, prevent, or otherwise address fraud, security, or technical issues;

7.2.6 To comply with any lawful, customary, or reasonable data requests from fiat money service providers or financial institutions; and

7.2.7 To protect the rights, property, and personal safety of the Company, users of the Services, and the public.

8. Taxation

8.1 With respect to any taxes to be imposed on your transactions conducted through the Services, you shall be solely responsible for confirming the legal classification of, and requirements applicable to, relevant Digital Assets, as well as comply with all relevant laws and tax and reporting requirements. You should seek advice from professional advisors as relevant.

8.2 You shall determine at your sole discretion whether and to what extent any such taxes and fees apply to your transactions conducted through the Services, and make your own decision to withhold, deduct, collect, report, pay, declare, and remit the correct amounts of taxes to the tax authorities. Should you require any relevant transaction records, they can be obtained through your ZONE Wallet account.

9. Links to Third-Party Websites

9.1 The Services may contain links to websites controlled or offered by third parties (which is neither the Company nor its Affiliates). These links are provided solely for your convenience and do not imply the Company's endorsement or recommendation of products, services, or information on any third-party websites, nor do they create an employment, engagement, agency, partnership, or other similar relationship between the Company and such third parties. The Company assumes no responsibility for any information, materials, products, or services posted, offered, or made available on any third-party websites that the Services may link to or direct users to.

9.2 The Company shall not be responsible for any content or privacy protection practices of any third-party websites that the Services may link to or direct users to. You shall solely assume all responsibility for and risk of using such third-party websites or resources. Upon exiting the Services, you should be expressly aware of and take the initiative to thoroughly review the relevant terms of the websites to which you are directed. The Company shall not be liable for your use of third-party websites or online resources.

9.3 Subject to applicable laws and regulations and the terms of the Agreements, you may deposit and withdraw Digital Assets through External Digital Asset Wallets. You shall assume all risks and responsibilities associated with such External Digital Asset Wallets, and the Company bears no liability for any risks arising therefrom.

10. Risk Disclosure

10.1 You agree and acknowledge the risks involved in buying and selling Digital Assets and shall be responsible for reviewing the regulatory status and requirements as set forth by the competent authorities. By using the Services, you acknowledge that you are fully aware of the related risks and all matters that should be noticed and considered, and waive any related right to claim damages or losses resulting from your buying and selling of Digital Assets.

10.2 The aforementioned risks include, but are not limited to:

10.2.1 Digital Assets are not fiat money. Before deciding to hold, purchase, or sell Digital Assets, you are obligated to research and understand the nature and risks of Digital Assets; the legal obligations associated with the Digital Assets may also change as the legal status changes.

10.2.2 Not all parties accept Digital Assets as payment for goods or services, and certain jurisdictions may presently or will in the future prohibit the use and relevant transactions of Digital Assets. You should confirm and comply with all laws, orders, or relevant rules and regulations applicable to your transactions.

10.2.3 Before deciding to hold, purchase, or sell Digital Assets, you should be aware that the value of Digital Assets may have high volatility and low liquidity in nature.

10.2.4 All information technology systems, personal computers, mobile phones, websites, and any other devices are susceptible to cyberattacks, including but not limited to malicious hacking, viruses, Trojan horses, and other forms of unauthorized intrusion or damage (collectively, "Cyberattacks"). While the Company strives to control such risks within a reasonable range, it does not guarantee that they can be completely eliminated, and neither the Company nor its Affiliates guarantee the anticipation, detection, mitigation, or remediation of any Cyberattacks. Moreover, the Company cannot control the security of the computers, mobile phones, terminals, or other devices you use to access the Services; you should make your own judgement on and ensure the security of using such devices.

10.2.5 Any computer equipment, hardware, software, and websites may experience transmission errors or delays resulting from connection failures, which may cause delays, malfunctions, or inoperability in your use of the Services. You also acknowledge the nature of telecommunications and Internet services, which means that instructions you send may not be properly received by the Company, and that instructions transmitted via telecommunications and Internet services may be read or known by unauthorized persons. You agree to assume the risks associated with any misunderstandings and errors in such transmissions, and to the extent permitted by law, neither the Company nor its Affiliates shall bear any liability for losses or damages arising from misunderstandings and errors in these transmissions.

11. Disclaimers

11.1 The Services and the content provided under the Agreements may contain unidentified issues. To the maximum extent permitted by law, the Services and the contents relating thereto are provided without any form of warranty or representation. You should carry out necessary verifications and exercise your own judgement with caution when using the Services and any contents relating thereto. The information provided by the Company should not be used as advice or recommendations for personal, legal, or financial decisions.

11.2 Any advice or information obtained from the Services or their contents, whether oral or written, shall not constitute any warranty or guarantee that is not expressly stated in the Agreements. You shall bear full responsibility for all your transactions or holdings of Digital Assets.

11.3 The above disclaimers shall apply to the maximum extent permitted by law and shall continue to apply after the termination or invalidity of the Agreements, or after you cease to use the Services or such use becomes invalid.

11.4 The partnering financial institution is engaged by the Company to handle the transfer of funds between, and the custody of fiat money in, transaction reserve balances only. The partnering financial institution does not endorse or guarantee the Company and the Services, nor is it responsible for the custody of Digital Assets and the identification of their authenticity.

12. Limitation of Liability

12.1 To the maximum extent permitted by law, the Company and its related parties (including but not limited to directors, officers, employees, agents, representatives, or any other companies or individuals involved in creating, producing, or delivering the Services and their contents, collectively referred to as "Related Parties") shall be liable to you exclusively for direct damages resulting from willful or gross negligence in connection with the Services. Neither the Company nor its Related Parties shall be responsible for any damages or losses that could not have been reasonably foreseen.

12.2 To the maximum extent permitted by law, the direct damages referred to in the Agreements shall mean those caused to the property right itself, excluding any losses of interests (such as loss of business opportunities) and any special, indirect, consequential and punitive damages. To the extent of a damage you have suffered, the maximum liability of the Company and its Affiliates to you shall be limited to the total value of the Digital Assets in your ZONE Wallet account at the time of the occurrence of such damage.

12.3 If the Company is unable to perform the Services due to acts of God, actions of government authorities (including but not limited to investigations for anti-fraud, anti-money laundering, or counter-terrorism purposes), terrorists, civil unrest, war, strikes or other labor disputes, natural disasters, service issues with service providers or partnering financial institutions, failures of the equipment or software, significant fluctuations in the value of certain supported Digital Assets, or other events beyond the Company's reasonable control (whether the nature of such events is similar to any of the foregoing or not), the Company may alter, suspend, or terminate the relevant contents of the Services as appropriate. The Company and its Related Parties shall not be liable for damages arising from such force majeure events.

12.4 You understand that the Services may be temporarily suspended or interrupted due to routine maintenance or force majeure reasons. The Company will notify you in advance of its routine maintenance through official notice or other appropriate means, except in emergency situations where timely notification is not possible. The Company shall not be liable for any inconvenience or damage caused by your inability to use the Services due to its routine maintenance or force majeure reasons.

13. Indemnification

13.1 You agree to indemnify the Company, its Related Parties or Affiliates for and against any damages, losses, litigation costs, and other expenses incurred thereby, including but not limited to reasonable inquiry, accounting, and attorney's fees, resulting from the following circumstances:

13.1.1 Violation of any laws or regulations, any of the Agreements, or any other terms that you must agree upon when using the Services;

13.1.2 Disputes between you and any other user of the Services; and

13.1.3 Your violation or infringement of any third party's rights or interests, including but not limited to any intellectual property rights, confidential information, or other rights.

13.2 The aforementioned liability shall continue to apply after the termination or expiration of these Terms.

14. Governing Law and Dispute Resolution

14.1 The Agreements shall be governed by and construed in accordance with the laws of the Taiwan, without regard to its conflict of law provisions.

14.2 Any dispute, controversy, or claim arising out of or relating to the Agreements, or the breach, termination, or invalidity thereof, shall be settled by arbitration administered by the Chinese Arbitration Association, Taipei in accordance with the Arbitration Rules of the Chinese Arbitration Association in effect at the time of applying for arbitration. The place of arbitration shall be Taipei, Taiwan. The arbitration shall be conducted in Chinese.

14.3 The arbitral award shall be final and binding upon both parties. Judgment upon the award may be entered in any court having jurisdiction thereof.

15. General Provisions

15.1 If any provision of the Agreements is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

15.2 The Company's failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches.

15.3 You may not assign or transfer any of your rights or obligations under the Agreements without the prior written consent of the Company.

15.4 The Company may assign or transfer all or part of its rights and obligations under the Services to any of its Affiliates or third parties. In the event of an acquisition or merger involving the Company, the Company may assign or transfer the information collected from you as part of the merger, acquisition, sale, or any other change of control.

15.5 The Agreements shall bind both parties, their successors, and permitted assignees/transferees, and survive the termination or expiration of these Terms, according to the nature of each provision.

16. Contact Information

If you have any questions about the Agreements, please contact us at [e-mail].

(This English translation is for reference only.  The Chinese version of the User Terms shall prevail if there is any discrepancy between the English translation and the Chinese version of the User Terms.)